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Big Valley Mortgage is Starting Off the New Year with a BANG!

 Offering "Keys On Time Program"


If your profile meets the criteria; we will guarantee an on time or sooner closing.

Call us today to see how this new program can benefit you!



Big Valley Mortgage A Division of American Pacific Mortgage Corporation - "Keys on Time"

"Big Valley Mortgage (BVM) is the place to go if you are looking for pleasant, honest and professional people to assist you in buying your home! When my husband and I first arrived at BVM, staff treated us as if we were the most important people in the world. Our amazing experience began with a simple conversation with a brilliant man named Michael O'Rourke (Mike). Thirty days later, my husband and I were HOMEOWNERS! The "Keys on Time" program they offer is outstanding as you are notified of each step in the process. Communication with staff is very clear and everything you need to know is explained thoroughly. As first time home buyers, we had so many questions (particularly me) and I called the office so many times in one day. The ladies in the office, Stacy, Joanne and Kristina never got tired or irritated with me. Each time I called, staff was so pleasant, willing, and happy to assist. Throughout the whole process, not one time did my husband and I stress. BVM is structured so well that the only anxiety you may experience is figuring out how to organize your furniture in your new home! The whole team works very hard for their clients to receive their keys as soon as possible. My husband and I are true "Raving Fans" of Big Valley Mortgage and highly recommends anyone looking to buy a home to call Mike."   - Artemise &  Antoine

*The “Keys on Time” program is a limited guarantee that APMC will provide a credit to the borrower of $795 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The “Keys on Time” limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC’s control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The “Keys on Time” limited guarantee trigger begins when the initial loan package is received by APMC’s Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 20 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice*